D 
Jack he went to high school in a little Texas town 
 
He finished up and spent most of the next year bumming round 
G 
He couldn't find  job to hold  so on a Friday night 
D 
He figured he could see the world and buy a four wheel drive 
                 C        
If he joined the Army 
G                         D 
Cause these are desperate times 
D 
Well he came back four years later a little higher off the ground 
 
Things there hadn't changes and that just really got him down 
G 
So he went of to San Antone an hour to the east 
D 
And got a job working for the San Antone police 
         C               
He had a pistol now 
G                   D 
These are desperate times 
D 
Old Jackie he got married but his ends just wouldn't meet 
 
His wife worked at the Texas Commerce Bank just up the street 
G 
Jack he got an idea to get him out of debt 
D 
And they could live a good life and drive a new corvette 
                 C                
If he robbed the bank he said 
G                   D  
These are desperate times 
G 
He had planned the whole thing and while his baby worked 
D 
He came in after hours in a black ski mask and shirt 
G 
She'd told him where the money was and that's just where he went 
    D 
The minute that he saw it he already had it spent 
               C        
Well it wasn't easy 
G                       D 
But these are desperate times 
 
SOLO 
 

D 
He drove off to Bandera that was his home town 
 
He had it in his mind just where he'd lay that money down 
G 
He went out to his mom's house Jack went up the hill 
D 
To bury that old suitcase full of hundred dollar bills 
            C                
He'd let it sit a while 
G                         D 
Cause these are desperate times 
G 
The bank they called the g men cause they were insured by the fed 
D 
Jill she rolled on Jack cause she was in above her head 
G 
The g men gave Jack wind of this when they made his arrest 
D 
He asked her why she turned on the one that she loved best 
               C            G 
Well it wasn't easy Jack 
G                   D 
These are desperate times 
                        C 
Yea ain't that what you always said 
G                   D  
These are desperate times